The settings screen deals with the fundamental configuration of Vision Money.
Main Menu->Settings Version
Vision Money Version: The current installed version on device. If there’s an new version, it will show an ‘Update To’ button.
User Version: Displaying the user version and dur date.
User Accont: Configuring user information such as email address and password.
Currency for Calculation(Primary Currency): The information within VM, such as account value, cost calculations, returns, or investment profit and loss, requires converting various valuation currencies, exchange rates, etc., into a unified currency for calculation. The selected currency is set for unified calculations.
User Interface Language: Setting the display language for the user interface.
Return notice start date & threshold: Setting the initial date for calculating the time-weighted return and the threshold for notification. If the set threshold is exceeded, a return notification will appear on the dashboard.
Budget Notification Setting: Actual income and expenses exceeding the budget notification threshold will display the budget notification on the dashboard.
Dividen Withhold%: When an investment asset issues dividends, taxes are deducted based on the dividend withholding tax rate. Dividend notifications and amounts will appear on the dashboard, and users can click to convert them in the transactions. Since withholding rates vary by country, asset, and identity, users can click to modify the post-withholding dividend amount for inclusion in the transactions.
Finger Print Sign In: When switched on, VM will automatically display the biometric login window (fingerprint input) upon startup, and upon confirmation, VM will open directly.
Number of Favorites: Commonly used income categories, expenditure categories, and investment objects will appear at the top of the input window. The maximum number of frequently used items displayed can be set here.
User Account
Modify account (1), click (2), a verification code will be sent, confirm the modification.
Enter the password (3), input the confirmation password (4), click (5), confirm the password modification.
Enter a nickname (6), click (7), confirm the modification of the nickname.
Click (8), delete user account. This action is irreversible. Before deletion, it will prompt to enter the account password to confirm whether to proceed with the deletion.
Customized Category
The accounting categories are divided into two main types: default categories and custom categories. Each custom category belongs to a default category, and each default category contains at least one custom category. Default categories have two levels: main category and subcategory. For example, in the illustration, “Housing” is a main category, and “Mortgage/Rent” is a subcategory (1). Each default category can have multiple custom categories, but only one can be set as the default custom category. For instance, in the illustration, “Mortgate/Rent” (3) is the default custom category.
Default category (1): includes main categories and subcategories.
Check custom category (2): Set this custom category as the default custom category. It cannot be deleted. If you want to delete this default custom category, you need to first select another default custom category.
Custom categories within default category (3): Click to edit, long press to delete.
Add custom category (4): Refer to edit or add a new custom category
Edit or add a new custom category
Click (1) main category: Set the main category to which the custom category belongs.
Click (2) subcategory: Set the subcategory to which the custom category belongs. The default category for the custom category can be either the main category or the subcategory.
Enter (3) category name.
Tag Settings
Click (1) to modify the tag name. Long press to delete. If this tag has been set in the tags of accounting records, it cannot be deleted.
Click (2) to add a new tag.
扣匯款帳戶(1)：雲端發票下載後會自動分類，並且將記帳紀錄的帳戶，預設為此扣匯款帳戶幣別，出現在儀表板。點選儀表板的紀錄，可自行修改。為了方便起見，如果雲端發票的支付方式為現金或是悠遊卡，可將這兩個帳戶統一取名一個帳戶(現金及悠遊卡)來處理。
Return notice start date & threshold%
The returns notification here is based on the comparison between the time-weighted return and the target annual return set in the investment
Time-weighted return is calculated using the cumulative return, and the calculation starts from (1).
The threshold calculation formula for the notification% (2) is (Cumulative time-weighted return – Target cumulative return) / Target cumulative return rate. If the threshold is below the alert percentage, a return rate notification will appear on the dashboard.
Budget Notification Setup
Variance% Threshold(1)
Variance Amt. Threshold(2)
If the budget is for income, and (actual income for this month – budget amount until today) / budget amount until today is less than the difference percentage threshold, and the absolute value of the budget is greater than the difference amount threshold, then a budget alert will appear on the dashboard.
If the budget is for expenses, and (actual expenses for this month – budget amount until today) / budget amount until today is greater than the difference percentage threshold, and the absolute value of the budget is greater than the difference amount threshold, then a budget alert will appear on the dashboard.
