Vision Money – Start With What You Need
Everyone’s financial needs are different. Vision Money offers task-based guidance tailored to your personal situation.
Whether you’re tracking expenses, managing assets, or planning your financial future—there’s a clear starting point for you.
| Task Type | Best For | Description | Key Features | Subscription |
|---|---|---|---|---|
| Income & Expense Tracking | Users who want clear control of their cash flow (beginners or experienced) | Track daily transactions and set budgets to control spending and increase savings. |
Multi-currency account support Categories & tags Budget setup (Reset / Rollover) Overspending alerts & analysis charts |
Completely free
|
| Asset Overview | Users with multiple assets and accounts in different currencies | Periodically enter account balances to track changes in assets, liabilities, and net worth. |
Multi-currency account support Net worth trend chart Asset allocation pie chart |
Completely free
|
| Financial Planning Blueprint | Users who want to integrate current finances with long-term goals | Create diverse financial goals and evaluate feasibility. Choose between income-expense or balance method. Fully supports multi-currency accounts and exchange rate conversion. |
Choose Income & Expense or Balance Method Integrated multi-currency account view Goal setup & simulation Progress tracking & asset allocation analysis |
Completely free
|
| Investment Auto-Tracking | Users who want to monitor investment performance and gains/losses | Automatically updates prices and total account value of your investments. Accurately tracks gains, returns, and performance—no more manual entry. |
Investment transaction logs (Buy / Sell / Dividend) Auto-updated prices & account value TWR (Time-Weighted Return) analysis Gain/loss statistics & index comparison charts |
Platinum Subscription Required (Less than USD$3/month)
|
📌 All tasks support multi-currency accounts with daily exchange rate update-completely free
📘 Accounting Method Comparison | Income & Expense vs, Balance-based
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| Category | Income & Expense Tracking | Balance-based Tracking |
|---|---|---|
| Best For | Users who want to manage daily spending and build budgeting habits | Users who want a quick overview of total assets and net worth trends |
| Core Concept | Record every transaction in detail with category breakdowns | Enter account balances weekly/monthly to monitor asset/liability changes |
| How It Works | Each transaction is entered manually with amount and category | Enter updated account balance; system calculates “Net Asset Income/Expense” |
| Common Use | Budgeting, expense analysis, daily tracking | Net worth overview, financial trends, asset reporting |
| Strengths | Gives detailed control over spending and budgeting | Simple and fast — makes financial tracking incredibly easy |