Why Most Budgeting Apps Miss the Point

Set a budget to spend less… while your app keeps charging you.

Pay to save — You’re budgeting to save money, yet still paying monthly for the app.

Only tracks spending — Shows what you spent, but not if you’re on track for your goals.

Ignores big expenses — Annual or irregular costs are hard to plan.

No link to your future — Budgets are kept separate from your long-term plan.

Budgeting should help you save money — not cost you more. Vision Money gives you budgeting for free, and connects it to your future.

Budget Management — Plan Smarter

Smarter budgeting that adapts to your life.

Always Free — No subscription for budgeting.

Automatic Setup — Magic Pen instantly creates budgets from your past transactions — no manual input needed.

Flexible Planning — Monthly reset or rollover for better annual control.

Real-time Tracking — Log any transaction, and see your budget adjust in real time.

Budget smarter — every transaction updates your plan instantly.

Goals — See Your Future Clearly

Connect your budget to the future you’re planning.

Track Independently — Goals can run on their own, even if you don’t use budgeting.

Dynamic Progress — Instantly see how spending or saving changes your retirement, education, or freedom goals.

Projected vs. Actual — Compare predicted goal achievement (from your budget) with actual results from real spending.

Clear Status Labels — Always know if your goals are Achieved, Partial, or Unachievable.

Understand the impact on your future — every time you spend.

Testimonials

“I used to feel powerless recording my expenses. Now, I can finally focus on building wealth. Vision Money changed how I see money.”

Max

Customer

Budget free. Plan better. Reach your goals.

With Vision Money, budgeting, goal planning, and net worth tracking are always free.

Available on iOS and Android.

No personal info

No bank link

No daily logging

You’ll be redirected to the app automatically.