by admin | Sep 5, 2025 | Budget
Why Everyone Is Looking for a Free Budget App Search “free budget app,” “budget spreadsheet template,” or “free Excel budget” and you’ll see thousands of results. Why? Because budgeting always starts with one need: people want to save money. But here’s the problem:...
by admin | Nov 7, 2023 | Finance Basics
Issues with the Expense Tracking Method The Expense Tracking Method, commonly known as budgeting, involves the detailed recording of daily income and expenditures, maintaining account balances, categorizing and summarizing expenses, creating budgets, controlling daily...
by admin | Jun 14, 2023 | Finance Basics
Recommend checking the table of contents first.Spreadsheet calculation of the MWRR for cash flowsThe Meaning of the MWRRComparison of loan and investment programs – Application of MWRRWhich bank’s loan program should I choose?I have many loans; should I...
by admin | May 27, 2023 | Goal Tracking
In order to achieve one’s life dreams, financial institutions, financial media, and many financial planners emphasize the importance of financial planning. However, many individuals often face challenges in implementing their plans. Why is that? Reason 1:...
by admin | Oct 5, 2022 | Finance Basics
Recommend checking the table of contents first. A sample set of investment return calculation transaction dataTotal ReturnUnrealized ReturnArithmetic Average ReturnMoney-Weighted Rate of Return(MWRR)Time-Weighted Rate of Return(TWRR)Investment Return Calculation...